You Can Afford to Give, Here’s How

Every Sunday we take up an offering at our church. If you’re a pastor, you probably do as well. If not, you may not be a pastor for very long. The offering goes to pay for the building expenses, salaries, ministry expenses, and so on. All of these things work together to produce life change through Jesus.

I can’t think of anything better to give to. I think most church people would agree, however there is a large percentage of people within our churches that don’t feel like they can afford to give.

But they can, and I’m going to show you and them how.

Quick clarification, I’m not talking about tithing. I certainly believe in tithing, and I think more people should do it. Current estimates show that only around 5% of Christians in the United States tithe. That’s sad, but I can’t fix that in five easy steps.

But everyone can give…something.

And I’m not talking about your time or talent, although I certainly appreciate those who serve. But serving doesn’t take the place of giving in our lives.

I’m talking about taking some of the finances that God has allowed you to have and giving it back to the church to be used to advance God’s kingdom instead of yours.

You see most people who say that can’t afford to give to church have no problem spending money on themselves.

Nevertheless, even those people can afford to give, if they’re willing to make a few small sacrifices in their life.

Here are five easy ones.

  1. Cut your cable/satellite costs.

Do you really need 200 channels? How much TV are you really watching in your busy life? Consider downgrading your package, negotiating a new rate, or cutting your cable completely. With all the streaming options available to us today, there’s no reason the average American should still be paying over a $100 a month for cable or satellite. (Estimated Savings $15+ a month)

  1. Bring your lunch to work.

I like going out to eat. I think we all do. But I’ve discovered that you spend a lot of money going out to eat as opposed to bringing your lunch. You can easily save 50-60% by eating a frozen meal, or bring leftovers and save 100%. You don’t have to cut out all eating out. Cut back to once a week, and see the difference it makes. (Estimated Savings $40+ a month)

  1. Drink water when eating out.

If you do eat out, instead of ordering a soft drink, order water. Soft drinks can range from 99 cents to up to $4. That really adds up, especially when you eat out as a family. I don’t like water, but I’d rather drink it than pay for an overpriced Coke. (Estimated Savings $10+ a month)

  1. Adjust your thermostat.

The United States is one of the few countries where heating and air exist. So if you live in the U.S., you should be thankful, but you should also realize that it’s not necessary for your home to be 65 in the summer and 78 in the winter. Estimates show that you can save around 3% on your electric bill for every degree that you move up in the summer or down in the winter. That means adjusting just 3 degrees can net almost a 10% savings. (Estimated Savings $15+ a month)

  1. Dinner or a Movie.

I admit there are certain things that just go together, bacon & eggs, peanut butter & jelly, dinner & a movie. But what if you chose to do just one or the other? Instead of doing both, eat dinner at home then go to a movie, or go out to eat then come home and watch a movie. It would be a significant savings. (Estimated Savings $25+ a month)

If you add these all up, a person could potentially save over $100 a month, which means they could afford to give $20-$25 a week to their church. That may see like a small amount, but if those not giving in my church would just do this, it would result in over $100,000 more each year.

What would it mean for your church? What would it mean for your community? And why won’t more people choose to give? Let me know your thoughts by leaving a comment, and make sure to subscribe to the blog to get tips on church growth, leadership, and more delivered to your inbox each week.

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